Savings and Money Market Accounts

Regular Savings

$100 Minimum initial deposit

Interest calculated on collected daily balances over $100 (credited to the account quarterly)

9 Withdrawals allowed per quarter (each additional withdrawal is $2.00)

A $2.00 inactive fee will be assessed if the account balance is below $10.00 and the account has had no activity for 1 year

$10 quarterly fee if balance falls below $25

Quarterly statements

For those 17 years old and younger

$25 Minimum initial deposit

No Minimum Balance

Interest calculated on collected daily balance (credited to the account quarterly)

9 Withdrawals allowed per quarter (each additional withdrawal is $2.00)

No Dormant account fee

Quarterly statements

$1000 Minimum Balance

Under $1000, there is a $10.00 account maintenance fee

Limited to 6 withdrawals per month, 3 of which can be by check ($10.00 for each additional withdrawal)

Monthly Statements with check images

Variable Market Interest Rate, paid monthly, calculated on the collected daily balance

Minimum Balance to Open $10,000

Under $1000, there is a $10.00 account maintenance fee

Limited to 6 withdrawals per month, 3 of which can be by check ($10.00 for each additional withdrawal)

Monthly Statements with check images

Commercial Accounts Only - $.07 per item deposited not drawn on PB and T

Variable market interest rate, paid monthly on deposit tiers, calculated on the collected daily balances